 Loan Eligibility
        Loan Eligibility
      
        Check your loan eligibility and discover exclusive 
 benefits customized specifically for your needs.
      
 
       
        Fast Approval Process
 
        Low-Interest Rates
Explore personalized loan options, multiple lenders, and expert guidance, all in one place!
 
       
        As a student, managing finances for tuition, living expenses, and other educational costs can be challenging. One option to help you secure the funds you need is a Multiple Lenders Loan, which allows you to access loans from several different lenders, giving you more flexibility and better financial options.
 
       
        Flexibility Across Borders In today’s interconnected global economy, managing finances across multiple countries requires solutions that are as flexible as your ambitions. A Multi-Currency Loan is designed to provide businesses and individuals with the flexibility to borrow in the currency that best fits their needs.
 
       
        As a student, securing financing for your education can sometimes feel overwhelming, especially when you’re asked to put up collateral—like property or assets—to secure a loan. Fortunately, No-Collateral Loans offer a solution that allows you to access the funds you need without risking your personal assets.
 
       
        Financial experts can help you understand the various loan products available, from federal student loans to private options, ensuring you select the best one for your situation. Maximize Your Financial Aid: Advisors can guide you in applying for scholarships, grants, and other forms of financial aid that reduce the amount you need to borrow.
We’ve made our loan process simple and straightforward. Here’s a quick overview of each step, so you know what’s ahead.
Fill out our simple application form with your basic details and study preferences
Upload required documents securely through our encrypted portal
Our experts evaluate your application and match you with the best loan options
Receive approval notification and funds disbursed directly to your institution
Easily manage your money. Budget, save, and plan with simple tools that make finance stress-free.
We’ve partnered with top banks to bring you the best student loan options. Compare and choose the one that fits your needs.
NOTE: APR stands for Annual Percentage Rate. It’s the yearly cost of borrowing money, including interest and fees.
Success stories from students who achieved their dreams of studying abroad.
 
                        
                    "Study Befikar made my dream of studying in Canada a reality. Their loan guidance was clear, transparent, and stress-free. I never thought financing my education could be this smooth!"
 
                        Avirush Kr
University of Toronto
 
                        
                    "The team guided me through every step — from comparing loan options to preparing my SOP. I secured funding within two weeks and felt fully confident throughout the process."
 
                        Siddhesh C Borhade
New York University
 
                        
                    "I had no idea how to apply for a study abroad loan, but Study Befikar explained everything patiently. Their support during the moratorium period questions was outstanding."
 
                        Tirth Shah
University of Melbourne
 
                        
                    "What I loved most was their honesty. They didn’t just push me towards one lender, but helped me choose the best loan for my profile. Highly recommend their services!"
 
                        Karan Singh
London School of Economics
 
                        
                    "Thanks to Study Befikar, I didn’t have to worry about the financial side of my higher education. I could focus entirely on my admission process while they handled the loan hassle."
 
                        Ananya Patel
University of British Columbia
 
                        
                    "This platform transformed the way I approach web development. The guidance was exceptional and helped me secure admission to my dream university."
 
                        Avirush Kr
Co-Founder at XYZ
Learn what it takes to qualify for an education loan in different countries and find the best option for your study abroad journey.
 USA
        USA
      The USA offers numerous loan options for students, including federal and private loans. International students typically need a U.S. co-signer. Understanding your financial health is key, as lenders assess your credit score, income, and repayment ability.
 A credit score of at least 600 is required; higher scores improve approval chances and lower interest rates.
          A credit score of at least 600 is required; higher scores improve approval chances and lower interest rates.
         Proof of income is needed, such as pay stubs, tax returns, or recent bank statements, to show the ability to repay.
          Proof of income is needed, such as pay stubs, tax returns, or recent bank statements, to show the ability to repay.
         Verification of employment status or a job offer letter may be required, especially for recent graduates.
          Verification of employment status or a job offer letter may be required, especially for recent graduates.
         A debt-to-income (DTI) ratio below 43% is preferred, as it indicates better financial stability.
          A debt-to-income (DTI) ratio below 43% is preferred, as it indicates better financial stability.
         A cosigner may be necessary for international students, ideally someone living in the U.S.
          A cosigner may be necessary for international students, ideally someone living in the U.S.
         Proof of university enrollment or admission is required.
          Proof of university enrollment or admission is required.
        Compare loan options side by side to find the perfect fit for your financial situation
 
      Team Up for Better Terms
 
      If you have a limited credit history, a co-signer with a strong credit profile can help you secure the loan. The co-signer will be responsible for repayment if you fail to pay.
 
      Go Solo with Independence
 
      If you have a strong credit score or income, you may be able to apply for a loan without the need for a co-signer. This gives you the freedom to manage the loan on your own.
Find answers to the most common questions about our loan services.
 
     
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
  Have questions about your student loan? Our team is here to help you every step of the way.
Hi there 👋
Can i get your Name and Email?